Protection

Do you require Life Insurance, Critical Illness Cover, Income Replacement Cover or Private Medical Insurance, then we are the Advisers that you can trust.




We could save you hundreds and maybe thousands of pounds over the term of your policy as we have access to hundreds of policies nationwide. From Life Insurance, Mortgage Protection, Critical Illness Protection, income Replacement and private Medical Insurance we can help. Whether you are an individual, a couple or a company, we have expert advisors and account manager that are waiting to become your long-term financial partner.

Term Assurance

If you are looking to protect an interest mortgage or one backed by an Individual Savings Account in the unfortunate event of dying within the term of the loan, a level term assurance policy may be suitable.

We have agreed special terms on life rates from 18 UK life insurers, including-

• Norwich Union
• Legal & General
• Standard Life
• Scottish Widows
• Friend’s Provident
• Scottish Equitable
• and many others

Simply provide us with some brief details and we will contact you with further information on the options and costs available to you, subject to normal medical underwriting. We have access to some excellent premiums and products that could save you pounds.

(Critical illness) cover can be added within the policy at an additional monthly cost. Simply click the relevant box and we will obtain quotes for both types of cover.

Income Replacement

If you are looking for a more comprehensive way to replace your income than is provided by an accident and sickness plan, an (income replacement) policy could be the answer. You insure for a part of your income if you cannot work because of long-term illness or injury. Whereas accident and sickness insurance will only last for normally one year, income replacement can be effected up to a later stage in life such as your retirement age.

Simply provide us with some brief details and we will contact you with further information on the options and costs available to you, subject to normal medical underwriting.

Private Medical Insurance

Private Medical Insurance is now available with all the leading UK insurers as well as BUPA and PPP. In order to get a competitive premium for insurance that can be tailored to suit your circumstances simply provide us with some brief details and we will contact you with further information on the options available to you. Any premium quoted will be subject to normal medical subject to normal medical underwriting.

Critical Illness Cover

If you are looking to protect your repayment, interest only or ISA mortgage in the unfortunate event of suffering a critical illness within the term of the loan, a critical illness policy may be suitable.

We have agreed special terms on critical illness rates from many the leading UK life insurers, including-

• Norwich Union
• Scottish Equitable
• BUPA
• Skandia
• and others

Simply provide us with some brief details and we will contact you with further information on the options and costs available to you, subject to normal medical underwriting.

Building and contents insurance quote

The one insurance all lenders will insist you insure is the buildings and we have linked up with one of the UK’s leading online insurance brokers to provide an easy to obtain buildings and, if required, contents quotation from many of the UK’s leading insurers.

Simply click the contact icon below and you will be able to obtain real time quotations in a simple and easy to understand format. If the quote is competitive, application can be made online and incepted, in normal circumstances, immediately.

Mortgage Protection

If you are looking to protect your repayment mortgage in the unfortunate event of dying within the term of the loan, a mortgage protection policy may be suitable.

We have agreed special terms on life rates from 15 UK life insurers, including-

• Norwich Union
• Legal & General
• Standard Life
• Scottish Widows
• Friend’s Provident
• Scottish Equitable
• and many others

Simply provide us with some brief details and we will contact you with further information on the options and costs available to you, subject to normal medical underwriting.

Critical illness cover can be added within the policy at an additional monthly cost. Simply click the relevant box and we will obtain quotes for both types of cover.

Family Income Benefit

If you are looking to protect your family in the unfortunate event of dying whilst you have a dependent partner and/or children, a family income benefit policy may be suitable. If you would prefer a lump sum payment, please also complete the “Term Assurance” contact form for a comparison.

We have agreed special terms on life rates with many of the UK life insurers providing this type of cover, including-

• BUPA
• Norwich Union
• Legal & General
• Standard Life
• Scottish Equitable
• Scottish Provident
• and others

Simply provide us with some brief details and we will contact you with further information on the options and costs available to you, subject to normal medical underwriting.

Critical illness cover can be added within the policy at an additional monthly cost. Simply click the relevant box and we will obtain quotes for both types of cover.

To receive a quote for any of the above options, click on the appropriate option shown to the left. Crossman Giles Ltd – Life Products

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured upon it.